Healthcare Costs Are Surging And
Old Solutions Won't Stem the Tide
Medicare - Its Not Just For Retirees Anymore...
Medicare - Its Not Just For Retirees Anymore...
projected annual employer healthcare cost increase in 2026
the healthcare costs of those 65+ compared to those who are 19 - 64 years
growth in 65+ workforce % from 2003 to 2030
portion of healthcare budget potentially consumed by those 65+ in 2030
Here's why forward-thinking employers are paying attention.
Employee Impact:
Medicare was designed specifically for those 65+, group health plans are not
Medicare provides many more options to allow custom fitting for each member
In many cases, Medicare offers those 65+ better coverage at a lower cost
Employer Impact:
Medicare-eligible employees are the fastest-growing workforce segment
The 65+ population is the most expensive employee segment
Medicare is an alternative funding source that reduces a healthcare budget
Reduces the costs of the most expensive employee segment - those 65+
Shared savings financial model reduces investment risk
Reduced administrative expenses as employees leave the group plan
Medicare for Employers financial model ensures break even in first few months
No additional staff needed as Medicare for Employers manages the project
Personal Medicare Advisory services for employees reduces the HR burden
Keep valuable employees without the need to cover their healthcare costs
Ongoing training & support re Medicare for HR Staff
An innovative solution to address a vital issue for existing clients
A new tool to significantly reduce the impact of healthcare cost increases
Competitive differentiation related to an important topic
A compelling door-opener to engage targeted prospects
Removes burden of Medicare inquiries
Americans are working longer because:
Social Security full retirement income is now delayed to age 67
At 65, individuals can now expect to live 17-20 more years
20% of those that are 50+ have saved $0 for retirement
More occupations are less physically demanding
“36% of employed workers expect to retire at age 70+ or do not
plan to retire…”
Transamerica Center For Retirement Studies – 3/6/25
The Result: Healthcare cost pressure for employers intensifies as the most expensive employees stay at work longer.
The Medicare for Employers Opportunity: Keep valuable employees - lose their healthcare costs.
Choose your path to cost savings and employee satisfaction
Schedule a complimentary Medicare discovery meeting
Download our Healthcare Cost Calculator and Business Impact Guide
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